Attaining Results in Insurance Litigation
As a trial lawyer with almost 50 years of experience, attorney Henry B. LaTorraca is able to skillfully counsel clients on what their rights are pertaining to insurance coverage and bad faith handling of insurance claims, refusals to defend and refusal to pay issues.
When it comes to protecting your business, the attorney you choose can make the difference between moving forward or closing your doors.
Protecting Your Business Against Bad Faith and Refusal to Defend
Your business insurance policy is a contract between you (your company) and the insurance company. Most contracts emphatically state that if you pay your premiums, then your insurance company is liable for any losses described in your policy. Your insurance company is also required to defend you against claims for damages that are potentially covered.
If your insurance company delays or denies your claim or does not defend you (your company) against a lawsuit, it is possible that you have a viable bad faith or refusal to defend or refusal to pay case.
A contract is an agreement: It sets forth the details as to who is responsible and to what extent when disaster strikes.
Your insurer has an obligation to pay first-party property claims covered by your policy. If it does not do so, then you may have an insurance bad faith case in which you may be able to recover more than what it should have paid.
Your insurer also has an obligation to settle third-party liability claims against you within the limits of your policy if it is reasonable for it to do so, without regard to your policy limits. If your company does not settle and a jury awards an amount higher than your policy limit, it is quite possible that your insurer has acted in bad faith.
In addition, bad faith cases can arise from a refusal to defend or a failure to pay the legal fees of your independent attorney, subject to certain conditions.
In each of these situations, it is certainly in your best interest to speak to an attorney.
Established Representation in Bad Faith Cases
Long Beach attorney LaTorraca has extensive experience from having represented insurers, policyholders and third parties in both first-party property claims and third-party liability claims. With almost 50 years of business litigation experience, he is committed to helping business clients protect their investments.
Attorney LaTorraca brings his vast and substantial business experience to every issue and every client he represents: from sole proprietorships to larger California companies.
Get the Help You Need to Resolve Your Insurance Issue
Contact Long Beach business litigation attorney LaTorraca at 562-620-2412 or send an email for a no-obligation initial consultation. Mr. LaTorraca will let you know what your options are and how he can help.